Eastern Panhandle of WV

Buy Here Pay Here Dealerships In Martinsburg WV

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Buy Here Pay Here Dealerships In Martinsburg WV

When you’re on a tight budget and your car loan application has been rejected, you have the
option to buy a car from a Buy Here Pay Here (BHPH) Dealership.

Buy here pay here dealerships in Martinsburg WV offer in-house financing and the whole process is faster and easier than with a conventional dealership. You have the convenience of making all loan arrangements and making payments at the same dealership where you bought your car.

Although financing from a buy here pay here lot comes with its cons. If marked as a ‘high-risk’ borrower, you may be paying high-interest rates.

But regardless of the rates, when approved you will be able to purchase the car you wanted and you may even be able to trade in your old car as the down payment of the loan.

Buying a car when you have bad credit can be a daunting task and it may be more difficult to get the financing terms you want. It’s always better to do your own research before going to a dealership as there are a lot of risks involved.


● Vehicle history report –

You should always ask for a vehicle history report from a credible source such as Carfax or Experian.

It’s a pretty common scam where buy here pay here dealers try to sell someone a used car that’s been in an accident and attempts to hide it by doing minor bodywork or paint job. One quick way to check the originality of a car is to match the VIN with the registration documents.


● On the spot delivery –

This is a technique where a buy here pay here dealer may let you drive off with the used car before your loan is even officially approved, then calls back and orders you to pay more money or says you need to renegotiate the loan. To avoid such instances, don’t take possession of the car until your loan is fully approved, and keep account of all your paperwork and everyone you speak with.


● Hidden charges –

Be sure to go through everything listed in the contract by the dealer and make sure the charges on it match what was discussed and agreed upon. Also do not sign the contract until all your questions have been answered.


● Dishonest financing –

States do put caps on interest rates and it is mandatory for a dealer to follow. Make sure to check your local interest rates and only pay what you can afford.

It is easy to fall in a buy here pay here dealership scam but you can prevent this by doing some research on the vehicle you’re thinking to buy by using a credible comparison website such as Kelley Blue Book, Edmunds or J.D. Power.

Always check if a buy here pay here dealer has strong customer reviews and is also accredited by the Better Business Bureau before proceeding with the loan formalities.

Cascade Auto Sales is a reputable car dealership in Martinsburg WV offers special financing solutions for all credit profiles. Make an appointment with Devin and drive off in a quality used car.

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